Know where your money goes
Log expenses in seconds, set spending limits with vaults, and see who still owes you. No bank login needed.
Log an expense where you already are
Send “50k lunch” to the Telegram bot, create expenses from your own tools with the API, or use the web app on your phone.
- Telegram, API, or the web app
- No bank login
- Export to CSV at any time
Telegram bot
Send a message such as “50k lunch”. The bot reads the amount and the description, then logs the expense.
API
Create expenses from your own scripts and tools with a personal API token.
CSV export
Download your expenses as a CSV file at any time.
Built for freelancers
Clients pay late, in parts, or into different accounts. Pro keeps each client charge, each payment, and your next 30 days of cash in one place.
Track what clients owe
Keep each agreed amount, each payment, and the unpaid balance in one place.
Read moreTrack client payments
Keep each payment connected to its source and receiving account. Then review your income for the month.
Read moreTrack project costs and collections
See what a job cost, what the client paid, and what is still owed.
Read moreSee your cash before it runs short
Daily balances for each account, from the money you recorded and the payments you expect.
Read moreStart free. Add Pro for client work.
Free covers your own spending. Pro adds the records a freelancer needs. No credit card required.
Free
For anyone who wants to know where their money goes.
- Unlimited expenses
- Default categories and your own
- Up to 5 active vaults
- Income and one money account
- Asset register
- Monthly insights
- Recurring expenses and the bill calendar
- Telegram bot and API
- CSV export and read-only share link
Pro
For freelancers and small business owners who get paid by clients.
What people ask before they start with CatatKoin.
Contact us. We reply within 24 hours on business days.